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XTM Adds Three Restaurant Chains to Its Digital Staff Payout

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XTM has signed agreements with three new large U.S. restaurant chains to roll out their 50+ rooftops to its Today solution for same-day staff payouts.

The Today solution consists of a mobile app, digital account and debit card giving operators and servers the benefits associated with immediate earned gratuity access. With same-day payout, servers have the advantage of same-day access to their funds to make point of sale transactions, pay their bills, make peer-to-peer transfers and take advantage of XTM’s upcoming local cash back rewards. Restaurant operators benefit from incentivized employees and improved time and attendance.

The restaurant groups signing onto the Today program are located across the USA and growing. Both XTM and its restaurant clients will roll out in phases over the next 60 days for a smooth transition and create momentum with staff and zero friction for operations. The restaurants will be named upon completion of the full roll-out.  

“XTM has been working hard to create a viable, equally attractive solution in the US as it has in Canada,” said Marilyn Schaffer, XTM CEO. “We are excited to see the traction. With our solution to digitize staff payments, we support the restaurant operators with a free, fluid, seamless platform that reduces the need for non-revenue generating activities enabling the focus to be on delighting the customer.”

XTM,, is a Miami and Toronto-based fintech innovator in the neo-banking space, helping businesses and service workers in the hospitality and personal care space disseminate and access earned wages and gratuities.

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