Merchant Link Announces Integration with First Data for Dynamic Currency Conversion

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Merchant Link Announces Integration with First Data for Dynamic Currency Conversion


Merchant Link, a payment gateway offering cloud-based cardholder data security solutions, announced today its integration with First Data for Dynamic Currency Conversion (DCC). Available at U.S. hotels within Merchant Link’s portfolio that meet the minimum requirements, DCC gives foreign travelers the choice to pay for their hotel stay in U.S. dollars or in their native currency (the cardholder’s card billing currency). At check-in, the traveler makes their currency choice after they are shown approximately what they will be charged in each currency. The currency conversion is then completed on the backend by a third-party, instead of the card issuer.

DCC applies to foreign Visa and MasterCard payment cards. There are no additional transaction fees for choosing to implement DCC. Each traveler’s receipt will continue to match the Property Management System (PMS), and each payment will display in the cardholder’s native/selected currency. U.S. hotel merchants will be paid in U.S. dollars.

Other solution benefits include:

Convenience and Transparency

Cardholders know exactly what they are being charged in their native currency before a transaction – no currency conversion calculations are needed.


Customer Choice

Cardholders can choose to transact in their currency of choice during their hotel’s check-in process.


Business Travel
Travelers can easily budget, keep track of expenses, and simplify expense account reporting.


Many foreign travelers are already familiar with DCC due to widespread use in international regions across Europe and Asia.

Revenue Share

DCC helps offset a Hotel’s cross-border related fees improving their total cost of acceptance as the hotel receives a new revenue stream, all while offering a better customer payment experience.