Fourth Adds On-Demand Pay App

Anna Wolfe
Senior Editor, Restaurants

Fourth launches Fuego, a financial workforce solution designed to help businesses attract and retain talent through early and flexible real-time access to their earned hourly wages. The new product will be unveiled in conjunction with Fourth’s participation at the Restaurant Leadership Conference in Phoenix, Ariz., on December 6 - 9, where the company is hosting an innovation forum on December 8 to discuss current industry trends.

Purpose-built for the hospitality industry, the Fuego app integrates seamlessly with Fourth’s flagship workforce management and scheduling solution, HotSchedules, to provide employees with easy access to earned wages from previous shifts, accurate earnings forecasts based on their scheduled shifts, and potential earnings to entice shift swaps and pick-ups. In addition to connecting directly to employees’ bank accounts for on-demand earned wage access, Fourth is introducing the Fuego Visa Card, in which funds can be deposited and used for purchases where Visa debit cards are accepted. Furthering Fourth’s commitment to helping businesses put their people first, Fuego will also be offering carefully designed financial wellness tools to help employees save for short or long-term goals.

Help Wanted Everywhere

Fourth's new payment solution arrives on the market as three-fourths of restaurants (74%) say their top challenge is recruiting employees, according to the  National Restaurant Association's mid-year supplement to the 2021 State of the Restaurant Industry Report. Operators have been offering incentives for new hires and added benefits for existing employees.  Tech tools can help to increase job satisfaction for a more positive workplace culture, which is highly correlated to retention

Fuego is enabled by Fourth’s partnership with Central Payments and their Open*CP Fintech API Marketplace, one of the only true bank-as-a-service payments platforms powered by a full-scale digital payments bank. Open*CP provides access to the entire payments ecosystem through its embedded suite of services.

The launch of Fuego comes on the heels of Fourth’s acquisition of Snagajob’s applicant tracking (ATS) and onboarding solutions for hourly-waged employees, PeopleMatter and Hiring Manager, to complement its current portfolio spanning applicant tracking, onboarding, training, scheduling, time & attendance, performance management, advanced forecasting & analytics and payroll. The launch of Fuego, coupled with this acquisition, accelerates Fourth’s mission of enabling its customers to effectively hire, retain and manage their workforce.

To learn more about Fuego, visit


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