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US Payments Forum Revises US EMV Contact and Contactless Acceptance Testing and Certification Processes White Paper

The U.S. Payments Forum has updated its resource, “EMV Testing and Certification White Paper: Current Global Payment Network Requirements for the U.S. Acquiring Community.” The revision includes new information on EMV contactless testing and certification requirements and processes, as well as updates to contact requirements from the global payment networks.

The white paper, developed by the Forum’s Testing and Certification Working Committee, can be downloaded at

“For merchant segments that are still working to enable their terminals to accept EMV chip cards, and for those looking to add contactless acceptance to their capabilities, it’s essential that they understand the requirements for testing to ensure they are obtaining certifications efficiently and effectively,” said Randy Vanderhoof, director of the U.S. Payments Forum. “This update to the white paper reflects the current payment network requirements for both contact and contactless transactions, and continues to be a useful resource as merchants and acquirers move forward with their move to chip payments.”

The white paper includes:

  • The most up-to-date requirements and processes from the global payment networks American Express, Discover, Mastercard and Visa
  • Testing and certification requirements for Quick Chip and M/Chip Fast implementations
  • Information on contactless EMV certification and testing processes

The Testing and Certification Working Committee’s goal is to discuss the challenges with EMV certification and define approaches for achieving certification to meet the payment network milestones for fraud liability shift. For more information, visit

The updates to this white paper are part of the U.S. Payments Forum’s ongoing efforts to provide the education necessary for the U.S. to successfully move to chip cards and to provide guidance on implementing other emerging payment technologies. For additional EMV-related resources, visit

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